ObamaCare and Healthcare.gov

dickg1 · Post by **dickg1** » Mon Nov 18, 2013 5:59 pm

keakap wrote:Not to worry! That maternity coverage for the 72 year old single male is balanced out by the fact that he also is forced to pay for government (taxpayer) subsidized abortion (Democrat birth control).

A 72 year old male is on Medicare and regardless of his plan in addition to or in place of Medicare (an MA plan) he is not paying for maternity coverage. Unless an individual is disabled, Medicare automatically starts at 65 (there are no other exceptions, disabled or 65, that's it!
Dick

Gene Howe · Post by **Gene Howe** » Mon Nov 18, 2013 6:20 pm

That's true, but my taxes do pay for maternity and birth control coverage for some. Under the ACA, even more.

dickg1 wrote:A 72 year old male is on Medicare and regardless of his plan in addition to or in place of Medicare (an MA plan) he is not paying for maternity coverage. Unless an individual is disabled, Medicare automatically starts at 65 (there are no other exceptions, disabled or 65, that's it!
Dick

db5 · Post by **db5** » Mon Nov 18, 2013 6:40 pm

dusty wrote:The best part of the ACA was, . . .

Stop calling it ACA or Obama Care. It was passed by a Democrat controlled Congress (House and Senate). It is the Congressional Affordable Care Act - CACA. Ask any three year-old what CACA is.

skou · Post by **skou** » Mon Nov 18, 2013 11:30 pm

dusty wrote:The best part of the ACA was, in my opinion, that those who could not afford care would have coverage and that those with pre-existing conditions could not be denied coverage. I agree. 100%.

If you are of sound mind and able bodied - I believe you should be allowed to chose your own coverage and if you don't want a lot of coverage that should be your own choice.

However, if you chose to have no coverage - that is your chose. The consequence would, if I was in control, be that when you need care - you pay for the care. If that should mean that you must morgage everything you possess - so be it. Agree here, too.

I believe in helping those who cannot do for them selves. I DO NOT believe in a free ride.

An example of what I believe is a "free ride", in our society today, is the many, many weeks of unemployment compensation - emphasized with the fact that a recipient no longer has to PROVE that he/she is actively seeking employment.

If you don't want to work - don't eat - your chose.

What really, really galls me is that individual drawing unemployment compensation and/or disability who is a member at the local golf coarse and goes golfing two or three times a week. Each of those outings ending in a gathering at the nineteenth hole for a cool one or two or three.

OK, I'm a disabled Veteran. 3/4 of that is psychological. I'm pretty sure my doctors would say that hitting a ball around, would be VERY therapeutic. On the other hand, if someone is collecting for a ruined knee...

steve

keakap · Post by **keakap** » Tue Nov 19, 2013 8:10 am

fredsheldon wrote:And my policy covers ingrown toe nails but I never have ingrown toe nails so should I be able to exclude that procedure from my coverage? ---
Yes. It's called insurance.

So, are you covered for leprosy?

And yes, you can exclude certain coverages from your car or home insurances, but if you have a loss that's not covered, only you suffer, but with the lack of health insurance, we all pay for your care when you go to the emergency room, am I not right?
No. You are not right. Your bumper sticker talking point is Wrong. First, Democrats have seen to it that over half the population do NOT pay for that to begin with. Besides, when HE goes to the emergency room for something that was not covered- BY HIS CHOICE- it is HE who pays for it. A concept completely unknown to progressives- PERSONAL RESPONSIBILITY!

There is obviously a serious question of sanity here, and all the way up to the White House and president Jarrett.

keakap · Post by **keakap** » Tue Nov 19, 2013 8:19 am

fredsheldon wrote:... Health care is free to everyone in NZ and they love it. Health care is a right, not a option, down under.

Please make sure you don't confuse health care with health insurance.

But gee, it certainly is a nice story that in NZ you can get anything you want in health care done for free. Free- which can only mean that no one charges anything for anything health related. That no one pays. That there are no costs. That's wonderful.

dusty · Post by **dusty** » Tue Nov 19, 2013 8:27 am

skou wrote:OK, I'm a disabled Veteran. 3/4 of that is psychological. I'm pretty sure my doctors would say that hitting a ball around, would be VERY therapeutic. On the other hand, if someone is collecting for a ruined knee...

steve

I wholeheartedly agree when you say that physical activity (a round of golf) is good therapeutic treatment and if you need that therapy you should by all means utilize it.

keakap · Post by **keakap** » Tue Nov 19, 2013 8:45 am

fredsheldon wrote:Out of Pocket Expenses = $0
Annual Max = $0
Donut Holes = $0
Preminums = $0
Coverage = 100%

How can you justify our health care system when compared to the rest of the Advanced World. How much did you pay for health care this year. Are you happy about that? ...

And what is it that is "wrong" with our health care SYSTEM? Is it the health care that's available? The finest health care available in the Advance World or any other world? For it is and no one can dispute that.

Or is it the COSTS? And WHY? I'll go out on a limb and say that if NOT for all the government regulations put on health care and especially health care insurance, the costs will not have been driven to such extremes.
For example, is it the insurance companies, who DO operate at very low profit margins, that have themselves decided to restrict themselves from marketing their product in every possible venue they care to? Tell me, WHO is it that tells a company they cannot sell in Ohio, or Maine, or Illinois, broadening their risk base, lowering their rates?

What price malpractice insurance on the System? WHO regulates the Malpractice Industry? Who DOESN"T? Who SHOULD? Who then is responsible for it?

The 9 most feared words in America: "I'm from the government, and I'm here to help."

keakap · Post by **keakap** » Tue Nov 19, 2013 8:50 am

heathicus wrote:Healthcare is not a right. Healthcare is a good or service. Rights are what are given to us by our creator (whatever creative force you choose to believe in). We have "rights" as part of existing - "among these are life, liberty, and the pursuit of happiness."

Our rights end when they infringe on someone else's rights. A right places no obligation on someone else other than to not infringe upon your rights. We have no "right" to someone else's time, labor, expertise, knowledge, skills, etc.

To say healthcare is a "right" is to say that someone else is obligated to expend their time and knowledge to your benefit. "I have a right to healthcare, so doctors should take care of me when I'm sick/pregnant/depressed." No. Healthcare is a service, not a right. Healthcare is a commodity you must purchase.

Your life wasn't created by a man. Your life was created by nature (or God or whatever creative power caused us all to exist). You didn't buy your life. That's why your life is a right. And it's why healthcare is not a right.

Change healthcare to something else. Furniture, for example. "I have a right to furniture, so you have to build me a chair. And to be qualified to build a chair, you have to spend an enormous amount of your own time and money devoted to the practice of fine furniture. And I need a chair specialist, not some general practice carpenter. And if you make a mistake building my chair, then I'm going to sue you, so be prepared. And since I have a right to a chair, you have no right to refuse to build me a chair."

Ridiculous, isn't it? Because you don't have a "right" to anything created by Man. You don't have a "right" to someone else's time or money.

Heath-- THANK YOU, thank you, thank you, for the shot of truth, reality and sanity.

Reminds me, liberalism is a mental disease.

dusty · Post by **dusty** » Tue Nov 19, 2013 8:57 am

keakap wrote:And what is it that is "wrong" with our health care SYSTEM? Is it the health care that's available? The finest health care available in the Advance World or any other world? For it is and no one can dispute that.

Or is it the COSTS? And WHY? I'll go out on a limb and say that if NOT for all the government regulations put on health care and especially health care insurance, the costs will not have been driven to such extremes.
For example, is it the insurance companies, who DO operate at very low profit margins, that have themselves decided to restrict themselves from marketing their product in every possible venue they care to? Tell me, WHO is it that tells a company they cannot sell in Ohio, or Maine, or Illinois, broadening their risk base, lowering their rates?

What price malpractice insurance on the System? WHO regulates the Malpractice Industry? Who DOESN"T? Who SHOULD? Who then is responsible for it?

The 9 most feared words in America: "I'm from the government, and I'm here to help."

I am no expert here at all but I believe that it is the various state insurance boards that restrict which companies can sell which insurance where. I believe the state boards also effect rates.

I suspect that much of what we tend to blame the Federal Government for is actually perpetrated at the State (and local) level. Again, if this is true, We the People are also to blame. We do have some effect on what happens at the State (and local) level.

Do you even know the name of your local Insurance Regulator? I don't.